Virtual Accounts Explained (For Beginners)

A virtual account is a real Nigerian bank account number issued to you by a licensed bank — but the money you send to it does not sit there. It is routed straight into your PellGlobal wallet within seconds.

Why PellGlobal uses virtual accounts

• No card, no OTP, no failed transactions
• Works with every Nigerian bank app
• Deposits are credited in seconds
• Zero funding fees

Is it safe?

Yes. Virtual accounts are provisioned through a fully licensed CBN-approved payment processor.

How to get yours

Log in to PellGlobal, go to Wallet, complete the short verification step once, and your dedicated bank account is created instantly. Save the details in your bank app as a beneficiary and funding takes five seconds.